Guide
Sell H&M and LULU Gift Cards – Get 88% of Face Value in Cash
Fashion Cards: Better Than You Would Think
H&M and LULU cards go for 88% on HighCardRate. Fashion retail cards do well because clothing is something people buy over and over — the secondary market for these cards is active.
Payout Table
| Card Value | Rate | You Receive |
|---|---|---|
| $50 | 88% | $44.00 |
| $100 | 88% | $88.00 |
| $500 | 88% | $440.00 |
African Currency Payouts ($100 card)
| Country | Currency | Payout |
|---|---|---|
| Nigeria | NGN | ≈ ₦132,000 |
| Ghana | GHS | ≈ ₵1,320 |
| Kenya | KES | ≈ KSh 11,440 |
| South Africa | ZAR | ≈ R1,584 |
Why Fashion Cards Do Well
- Everyone wears clothes — broad appeal across age groups and genders
- Back-to-school and holiday seasons spike demand
- Global brands = more buyers = better rates
- New collections drop regularly, keeping the cards relevant
When to Sell
- January: Post-holiday — lots of unused cards floating around, but still decent rates
- March-April: Spring collections — rates may bump up
- August-September: Back-to-school rush — strong demand
- November-December: Peak gifting season — best rates of the year
Sell your fashion gift cards now at HighCardRate.com.